Bank rates
Has ANZ passed on the RBA rate rise?
ANZ’s advertised variable home loan rates, read daily from the product data it publishes under Open Banking rules.
Typical variable rate
7.42%
Last read
29 October 2026
ANZ variable owner-occupier rates
Lowest advertised variable principal-and-interest rate for each of ANZ’s standard owner-occupier home loans. Some products have eligibility conditions.
- ANZ Simplicity PLUS6.64%
- ANZ Standard Variable home loan7.49%
About these rates
Rates are read every six hours from ANZ’s public Consumer Data Right product data and recorded once a day. The typical rate is the median of its advertised variable owner-occupier principal-and-interest rates. Rates are for new loans; existing borrowers may pay a different rate. This is general information, not a recommendation.