Privacy
A lighter footprint by default
RBADay is designed to answer a public question without collecting more personal data than it needs.
Calculator values stay on your device
Loan balance, interest rate and term are used in your browser only. They are not sent to RBADay, stored in PostgreSQL or attached to analytics.
What we may process
Email alerts. If you subscribe, we store your normalized email, verification status, preferences and unsubscribe token so we can send the alerts you request. Double opt-in is required.
Analytics. If enabled, the deployment uses privacy-conscious aggregate analytics. No calculator values are included.
Sponsors. Sponsor redirects may increment an aggregate daily click count. We avoid permanent user-level click histories.
Your choices
You can unsubscribe from any alert email using the one-click unsubscribe link in every message. You can also request complete deletion and erasure of your subscriber record and delivery logs by emailing [email protected] or contacting the site operator; requests are processed with permanent database deletion and audit recording pursuant to the Australian Privacy Principles under the Privacy Act 1988 (Cth). Cookies are not required for the calculator.