Bank rates
Has CommBank passed on the RBA rate rise?
Commonwealth Bank’s advertised variable home loan rates, read daily from the product data it publishes under Open Banking rules.
Typical variable rate
6.64%
Last read
29 October 2026
CommBank variable owner-occupier rates
Lowest advertised variable principal-and-interest rate for each of Commonwealth Bank’s standard owner-occupier home loans. Some products have eligibility conditions.
- Digi Home Loan (Owner Occupied)6.34%
- Simple Home Loan (Owner Occupied)6.59%
- Standard Variable Rate Home Loan (Owner Occupied)6.59%
About these rates
Rates are read every six hours from Commonwealth Bank’s public Consumer Data Right product data and recorded once a day. The typical rate is the median of its advertised variable owner-occupier principal-and-interest rates. Rates are for new loans; existing borrowers may pay a different rate. This is general information, not a recommendation.