Bank rates
Has Macquarie passed on the RBA rate rise?
Macquarie Bank’s advertised variable home loan rates, read daily from the product data it publishes under Open Banking rules.
Typical variable rate
6.34%
Last read
29 October 2026
Macquarie variable owner-occupier rates
Lowest advertised variable principal-and-interest rate for each of Macquarie Bank’s standard owner-occupier home loans. Some products have eligibility conditions.
- Macquarie Basic Home Loan6.29%
- Macquarie Offset Home Loan6.29%
About these rates
Rates are read every six hours from Macquarie Bank’s public Consumer Data Right product data and recorded once a day. The typical rate is the median of its advertised variable owner-occupier principal-and-interest rates. Rates are for new loans; existing borrowers may pay a different rate. This is general information, not a recommendation.