Bank rates
Has NAB passed on the RBA rate rise?
NAB’s advertised variable home loan rates, read daily from the product data it publishes under Open Banking rules.
Typical variable rate
6.84%
Last read
29 October 2026
NAB variable owner-occupier rates
Lowest advertised variable principal-and-interest rate for each of NAB’s standard owner-occupier home loans. Some products have eligibility conditions.
- NAB Defence Force Home Loan6.29%
- NAB Tailored Home Loan6.29%
- NAB Base Variable Rate Home Loan6.69%
About these rates
Rates are read every six hours from NAB’s public Consumer Data Right product data and recorded once a day. The typical rate is the median of its advertised variable owner-occupier principal-and-interest rates. Rates are for new loans; existing borrowers may pay a different rate. This is general information, not a recommendation.